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For most people, finding the right home in Placerville, California is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Placerville, California lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Placerville within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Placerville that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Placerville is the county seat of El Dorado County, California. The population was 9,610 at the 2000 census. Prior to the discovery of gold in nearby Coloma, California by James W. Marshall in 1849 sparking the California Gold Rush, the small town now known as Placerville was known as Dry Diggins after the manner in which the miners moved cartloads of dry soil to running water to separate the gold from the soil. Later in 1849, the town earned its most common historical name, Hangtown, due to the numerous hangings that had taken place there. By 1850, the temperance league and a few local churches had begun to request that a more friendly name be bestowed upon the town. The name was not changed until 1854 when the City of Placerville was incorporated. At its incorporation Placerville was the third largest town in California. In 1857 the county seat was then moved from Coloma to Placerville, where it remains today. -- Source: Wikipedia.com
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Census Data for Placerville, California
| Placerville | California | United States | |
| Population | 9,610 | 33,871,648 | 281,421,906 |
| Median age | 38.3 | 33.3 | 35.3 |
| Median age for Male | 34.2 | 32.2 | 34 |
| Median age for Female | 40.6 | 34.4 | 36.5 |
| Households | 4,001 | 11,502,870 | 105,480,101 |
| Household population | 9,348 | 33,051,894 | 273,643,273 |
| Average household size | 2.34 | 2.87 | 2.59 |
| Families | 2,486 | 7,920,049 | 71,787,347 |
| Average family size | 2.9 | 3.43 | 3.14 |
| Housing units | 4,242 | 12,214,549 | 115,904,641 |
| Occupied units | 4,001 | 11,502,870 | 105,480,101 |
| Vacant units | 241 | 711,679 | 10,424,540 |
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